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Fix-and-Flip 70% Rule Calculator

Find your Maximum Allowable Offer on a flip, and estimate your profit, using the investor 70% rule.

What the home will sell for after renovation, based on comparable sales.

Total budgeted rehab cost. Tip: add a 15 to 20% contingency.

Enter any percentage you use. The 70% rule is the common standard, raise it in hot markets, lower it to be conservative.

Enter what you'd actually pay to see estimated profit. Leave as 0 to skip.

Financing, taxes, insurance, utilities, agent commission, closing. Often 10 to 15% of ARV.

Enter your numbers and select Calculate to see your maximum offer.

This calculator is an educational estimate, not an appraisal, offer, or financial advice. The 70% rule is a common guideline, not a guarantee: actual returns depend on your true ARV, repair costs, holding costs, financing, and market conditions. Serve First Realty is a licensed California real estate brokerage; Ashlar Lending arranges financing separately. Verify all figures independently before making an offer.

Running the numbers on a California flip? Serve First underwrites the deal, Ashlar Lending arranges fix-and-flip or hard-money financing, and Ashlar LDA handles the entity, one family, one team.

Serve First Realty Inc. California DRE# 02133513 Roseville, CA