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Guides

Building & Adding Value

Adding units, splitting lots, building new, and buying land.

A newly built backyard cottage with a deck

How Do I Build an ADU

How to build an ADU in California in 2026 and pay for it: construction and renovation financing, the CalHFA ADU grant, SB 937 impact-fee deferral, typical costs and ROI, and making the rent cover the...

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How Does an SB 9 Lot Split or Duplex Work

How SB 9 lot splits and duplexes work in California in 2026: adding up to four units on a single-family lot, ministerial approval, the 40/60 split and eligibility rules, the owner-occupancy...

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How Do I Finance Building a Home from the Ground Up

How to finance building a home from the ground up in California in 2026: construction-to-permanent vs stand-alone loans, the draw schedule and interest-only-during-build, down payment and credit...

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How Do I Buy or Sell Land

How to buy or sell land in California in 2026: why land is valued on comps and highest-and-best-use rather than income, the entitlement ladder that drives value, why land is the hardest asset to...

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Other guide categories

Buying a HomeGuides for buyers, from your first home to buying with an ADU.Selling a HomeGuides for sellers, including as-is sales, inherited homes, and relisting.Life TransitionsGuidance for the harder moments: divorce, probate, foreclosure, and downsizing.InvestingGuides for investors buying, holding, and exiting California property.Commercial PropertyIncome property from apartments and retail to storage and RV parks.