Free, private calculators for California buyers, sellers, and investors. All math runs in your browser. If you choose to email yourself the results, we send them to you and save your name and email so our team can follow up. Enter your own numbers; every rate and threshold is yours to set.
| Calculator | What it does |
|---|---|
| Fix-and-Flip 70% Rule | MAO + profit for a flip |
| Cap Rate | NOI ÷ price |
| Net Operating Income (NOI) | Income after operating expenses |
| DSCR | NOI ÷ debt service vs lender min |
| 1031 Exchange Deferral | Cap-gains + recapture deferred |
| Home Affordability + DPA | Price you can afford |
| Bank-Statement Loan Income | Qualifying income from deposits |
| HELOC vs Cash-Out Refi | Which costs less in interest |
| Construction Loan Interest | Interest-only on amount drawn |
| Prop 19 Tax Transfer | Transferred assessed value + savings |
| Seller Net Proceeds | Walk-away cash |
| HECM for Purchase | Reverse mortgage on new home |
| Self-Directed IRA Non-Recourse | Max loan + UDFI share |
| ADU Cost & ROI | Build cost + rental return |
| Prop 19 Value Comparison Test | New assessed value after a move |
| Foreclosure Reinstatement and Equity | Cost to catch up vs equity kept |
These are educational estimates. For real numbers on your situation, the Ashlar Brands family can help: Serve First on the property, Ashlar Lending on financing, Ashlar LDA on paperwork.
TALK TO USServe First Realty California DRE# 02298264 Roseville, CA