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Foreclosure Reinstatement and Equity Calculator

Estimate what it would take to bring your loan current, and how much equity you may still have.

What the home would realistically sell for today.

Current payoff balance on your primary loan.

Enter 0 if you do not have one.

Any additional recorded liens against the property.

How many payments behind you are.

Your full monthly payment including taxes and insurance.

Accrued late charges. Your servicer can confirm the exact figure.

Trustee, attorney, and filing costs added by the servicer.

Commissions, escrow, title, and transfer taxes as a percent of price.

Enter your numbers and select Calculate to see your reinstatement amount and estimated equity.

This is an educational estimate based only on the figures you enter. Only your loan servicer can provide the exact reinstatement amount, which changes over time as fees accrue. Foreclosure timelines are strict and vary by situation. This is not legal, tax, or financial advice.

Facing a possible foreclosure? Serve First Realty can give you an accurate value and walk through your options, with Ashlar Lending on refinance possibilities and Ashlar LDA for document preparation at your direction.

Serve First Realty Inc. California DRE# 02133513 Roseville, CA