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Sell As-Is California

How Do I Sell My House As-Is in California If I Can't Afford Repairs?

You can sell your house as-is in California without making any repairs, it's fully legal. You have two main paths: sell to a cash investor (fast, but typically only 60 to 80% of value), or list as-is on the open market, which usually sells within 5 to 15% of a repaired home's price and protects far more of your equity. Either way, California law still requires you to disclose known defects (the TDS and Natural Hazard Disclosure). Getting a real valuation first, before any cash offer, is how you keep from giving equity away.

An older brick home in need of updating

If your home needs work you can't afford or don't want to do, you can absolutely sell it as-is in California, and you don't have to hand it to a lowball "we buy houses" investor to do it. Selling as-is simply means you won't make repairs; it's completely legal, and buyers exist for homes in every condition. The key is not giving away your equity: a cash investor typically pays 60 to 80% of value, while an honest as-is listing on the open market usually sells within 5 to 15% of a fixed-up home's price. This guide explains your options, the disclosure rules that still apply, and how to make a financed sale close as reliably as a cash one, then links to a guide for your area.

One family. Sell as-is, keep your equity.

You don’t have to fix it, or give it away

Selling a home you can’t or don’t want to repair doesn’t mean handing it to a lowball cash investor. The Ashlar Brands family helps you protect what you’ve got:

  • Serve First Realty lists your home honestly as-is on the open market, where it typically sells for far more than a cash-investor offer, and gets you a real valuation first, so no one can talk you out of your equity.
  • Ashlar Lending Inc. (NMLS #2699657) does two things a cash buyer can’t: it can find funding solutions if you’d rather make a few high-return repairs before selling, and, because we’re a mortgage brokerage, it can pre-qualify your buyer and shepherd their loan so the deal actually closes. That certainty is how a financed sale competes with an “all-cash” offer.
  • Ashlar LDA, Inc., a bonded and registered Legal Document Assistant, can prepare your required disclosure paperwork (the TDS, Natural Hazard Disclosure, and related forms) at your direction.

These are separate businesses in the Ashlar Brands family. Serve First is a real estate brokerage, not a lender or law firm; loan terms and buyer approval are determined by the lender. A Legal Document Assistant prepares documents at your direction and is not a substitute for an attorney. Selling “as-is” in California relieves you of the duty to repair, not the duty to disclose known defects.

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