See your IRA's max non-recourse loan and debt-financed (UDFI-exposed) share.
Max non-recourse loan
$0
Debt-financed share (UDFI-exposed)
0%
A self-directed IRA must use non-recourse debt, and the debt-financed portion of income can trigger UDFI (a form of UBIT). This is a simplified view, confirm with your CPA and IRA custodian.
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This calculator is an educational estimate, not tax, legal, or financial advice. Tax rules (including capital gains, depreciation recapture, Prop 19, and 1031 exchanges) are complex and fact-specific, confirm any figures with your CPA or tax advisor. Serve First Realty is a licensed California real estate brokerage; Ashlar LDA prepares documents at your direction and is not a substitute for an attorney.
Working the numbers on a California move? Serve First represents you on the property, Ashlar Lending handles financing, and Ashlar LDA prepares the paperwork, one family, one team.